Spory z bankami

The Domiszewscy Law Firm in Rzeszów, run by attorney Marta Domiszewska and attorney Mateusz Domiszewski, specializes in disputes with banks and represents clients in the following matters:

✔ Swiss franc loans (CHF) – cancellation of the contract or defrancing
✔ PLN loans (WIBOR) – undermining the WIBOR index and reducing installments
✔ Free credit sanctions – odzyskanie odsetek i kosztów kredytu

Don't wait – check if you can get your money back!

Free Credit Sanction – Get Your Money Back from Your Consumer Credit

If the bank or lending institution violated the provisions of the Consumer Credit Act in your loan agreement, you have the right to benefit from the so-called free loan sanction. This means that you only repay the borrowed capital, and the bank loses the right to interest, commissions, and other costs.

When can a free loan sanction be applied?

The borrower is entitled to a sanction when the bank:
✔ Did not provide full information about the cost of the loan
✔ He incorrectly calculated the APR (Annual Percentage Rate)
✔ He did not provide all the required elements of the loan agreement
✔ He used unfair practices when concluding the contract

What can you gain?

✔ Refund of all interest, commissions and additional costs
✔ Repayment of only the amount of capital borrowed
✔ Reducing the total cost of credit by up to several dozen percent

How can Domiszewscy Law Firm help you?

✔ Analysis of the loan agreement for formal errors
✔ Filing a complaint and calls for the application of free credit sanctions
✔ Representation before the bank and the courtif the financial institution refuses to return the funds

Do you have a consumer loan? Check if you can get your money back!

Swiss franc matters – invalidation of CHF loans

Swiss franc (CHF) loans often contained abusive clauses that led to an unfair increase in borrowers' debt. Thanks to court decisions, Swiss franc borrowers can invalidate the contract or demand a de-franchisement of the loan.

What can you get?

✔ Invalidation of a credit agreement – the loan ceases to exist and the bank returns the paid installments
✔ Loan defrancing – loan conversion into zloty without exchange rate risk
✔ Refund of overpaid installments – possibility of recovering money from the bank

How do we help Swiss franc borrowers?

✔ We analyze loan agreements in terms of unfair terms
✔ We assemble lawsuits and we represent clients in lawsuits against banks
✔ We run negotiations with banksto obtain a favorable solution

Don't wait – Fight for your rights and get your money back from your Swiss franc loan!

WIBOR matters – can a PLN loan be invalidated?

PLN loans with variable interest rates based on the WIBOR index may be challenged in court. More and more borrowers are questioning WIBOR as non-transparent and susceptible to manipulation, which may result in the loan being invalidated or significant reductions in installments.

What can you get?

✔ Cancellation of the loan agreement – ​​complete freedom from the loan
✔ Reduction of loan installments – removal of WIBOR and reduction of interest rates
✔ Refund of overpaid installments – possibility of recovering money from the bank

How do we help borrowers?

✔ We analyze the loan agreement and assess the chances of winning
✔ We assemble lawsuit to invalidate a loan or removing WIBOR
✔ We represent clients in court and negotiate with the bank

Have your payments increased dramatically? Contact us – we'll check if you can pursue your rights!

Contact us – law firm in Rzeszów

Don't let banks profit unfairly from your credit. Domiszewski Law Firm effectively helps borrowers in their fight against banks and financial institutions.

Check out how else we can help you